Front Range State Bank Loan Production Office

Commercial Real Estate Specialist

Construction Loans:

Looking to Build? Contact your experienced local lender.

Located in Winter Park, Front Range State Bank, LPO, is your local lender specializing in residential construction loans in Grand County, Colorado.

Front Range State Bank, LPO is committed to bringing you the highest level of service and responsiveness. We want your construction financing to be as easy and efficient as possible. We partner with you to finance your primary residence, vacation home or major renovations to your existing home.

Our loan officer, Aneta Paulk, has called Grand County home for over 21 years and facilitated residential construction financing for numerous custom home projects in Winter Park, the Fraser Valley, Tabernash, Granby and Grand Lake.

We deliver:

  • Experienced and knowledgeable lender based in Winter Park, CO
  • Competitive interest rates and loan to value/loan to cost ratios
  • Monthly interest- only payments on the outstanding loan balance during the construction period
  • Easy and efficient draw process supported by monthly project inspections
  • One-time-close loan product available

Front Range State Bank, LPO is a member of Grand County Builders Association, a nonprofit organization consisting of Builders & Associate Members who do business in Grand & Routt County.

Courtesy of Millworks Construction Services, LLC

Commercial Loans:

Front Range State Bank, LPO maintains a relationship banking philosophy with the focus on providing the local business community in Grand County, Colorado with a broad range of lending solutions.

Front Range State Bank, LPO offers Commercial Real Estate Loans, Construction Loans, Term Loans and Lines of Credit to fit your business’s unique needs.

Whether you are ready to purchase, refinance or construct commercial building, we are here to support your business lending needs.

Our competitive Commercial Real Estate loans feature:

  • Loan to appraised values up to 75%, and up to 80% for owner-occupied commercial real estate
  • Up to 25-year amortization
  • Flexible repayment terms
  • Low fixed interest rates

From traditional commercial loans to Small Business Administration (SBA) loans with long-term financing options (up to 25 years), we are committed to provide you with customized business lending solutions.

Loan decisions are made locally by our experienced lending team who knows and understands the local resort market. With competitive interest rates and a variety of repayment options, we will help you choose the best loan to achieve your businesses goals.

Call us at (970) 718-7033 or visit our Winter Park loan office located in Winter Park Station Building Center, Suite 202A.

Aneta Paulk

Vice President Front Range State Bank, LPO

(970) 718-7033   |

79050 US Hwy 40, Suite#202A, PO Box 233 Winter Park CO 80482   

Office Hours: Monday – Friday 9:00am – 5:00pm
No Deposit Services Available


RNB State Bank and Front Range State Bank is a family owned bank that has been serving the Colorado and Wyoming markets since 1899.