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How to Protect Yourself from Scams

Tired of worrying when you click?

Learn to beat the scammers with our
Financial Fraud Protection Tips

Victims of fraud may suffer inconveniences and financial losses, which is why it’s important to be vigilant in protecting your personal information. Below are some ways you can protect yourself.

1

Create strong passwords that include a combination of uppercase and lowercase letters, numbers, and special characters. Avoid using easily guessable passwords or using the same password across multiple websites. Consider using a password manager to securely store and generate complex passwords.

2

Enable two-factor authentication whenever possible, especially for your online shopping accounts. This adds an extra layer of security by requiring an additional verification step, such as a unique code sent to your mobile device, along with your password.

3

Avoid using public Wi-Fi networks for sensitive activities like online banking or shopping. If you must use public Wi-Fi, consider using a virtual private network (VPN) to encrypt your connection.

4

Keep a close eye on your credit card and bank statements to identify any unauthorized charges. If you notice any suspicious activity, report it to your financial institution immediately.

5

Keep your devices, operating systems, and antivirus software up to date. Regularly install security updates to protect against known vulnerabilities and ensure your devices are running the latest security patches.

6

When disposing of financial statements, medical records, or any documents containing personal information, use a cross-cut shredder to ensure they can’t be pieced back together.

7

Obtain free credit reports from the major credit bureaus (Equifax, Experian and TransUnion) at least once a year, and review them for any suspicious activity or inaccuracies.

8

Before entering any personal or payment information, ensure that the website has a secure connection. Look for the padlock symbol in the browser’s address bar and check to see that the website URL starts with https:// instead of just http://. The “s” in https stands for “secure.”

9

Avoid sharing sensitive information like your social security number, bank account details, or passwords through email, text messages, or social media. Legitimate organizations won’t request such information through unsecured channels.

10

Phishing is a common method used by identity thieves to trick individuals into revealing personal information. Be cautious when clicking on links or downloading attachments in emails, especially if they seem suspicious or come from unknown sources.

If you have questions or want more
information, please stop by your local
branch and we would be glad to help you.

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