Checking, Savings and Money Market Accounts

We offer a deposit product to meet your needs.

If you’re with another institution, switch your accounts to RNB/Front Range State Bank anytime from anywhere. It’s quick and easy with our Switch Kit. If you would like more information, and would like to open an account in person, just stop by one of our convenient locations. Our friendly staff makes it easy to set up a checking or savings bank account at any of our locations across the Front Range of Wyoming and Colorado. You can also reorder checks anytime using our secure Check Reorder Form.

Free Checking Plus
Featuring Benefits Plus Xpress®

Customers can enjoy Free Checking with no minimum balance.

• Minimum to Open: $100
• Interest Bearing: No
• Maximum Checks Written: Unlimited
• Maximum Deposits: Unlimited
• Maximum Withdrawals: Unlimited
• Monthly Service Charge: $0
• Other Features: Visa Debit or ATM Card

Heritage Club Checking

For distinguished customers with a minimum age of 50…

• Minimum to Open: $100
• Interest Bearing: Collected balances over $1,000 earn interest
• Maximum Checks Written: Unlimited
• Maximum Deposits: Unlimited
• Maximum Withdrawals: Unlimited
• Monthly Service Charge: $0
• Other Features: Visa Debit or ATM Card, Free Heritage Club Checks

** Must be 50 years of age or older

Heritage Club Checking Ultimate Featuring Benefits Plus®

For distinguished customers with a minimum age of 50…

• Minimum to Open: $100
• Interest Bearing: Collected balances over $1,000 earn interest
• Maximum Checks Written: Unlimited
• Maximum Deposits: Unlimited
• Maximum Withdrawals: Unlimited
• Monthly Service Charge: $4.50
• Other Features: Visa Debit or ATM Card, Free Heritage Club Checks

** Must be 50 years of age or older

Heroes Checking

An account with extra benefits to recognize community heroes.

• Minimum to Open: $100
• Interest Bearing: Yes
• Maximum Checks Written: Unlimited
• Maximum Deposits: Unlimited
• Maximum Withdrawals: Unlimited
• Monthly Service Charge: $0
• Other Features: Visa Debit or ATM Card, Free First Box of Checks, Free Safe Deposit Box, Free Cashier’s Checks and Money Orders

** Must be first responder or similar to qualify

Heroes Checking Ultimate Featuring Benefits Plus®

An account with extra benefits to recognize community
heroes.

• Minimum to Open: $100
• Interest Bearing: Yes
• Maximum Checks Written: Unlimited
• Maximum Deposits: Unlimited
• Maximum Withdrawals: Unlimited
• Monthly Service Charge: $4.50
• Other Features: Visa Debit or ATM Card, Free First Box of Checks, Free Safe Deposit Box, Free Cashier’s Checks and Money Orders

** Must be first responder or similar to qualify

Personal Savings

For all customers with savings needs…

• Minimum to Open: $100
• Interest Bearing: Yes
• Maximum Deposits: Unlimited
• Maximum Withdrawals: $1 per withdrawal over 6 withdrawals
• Monthly Service Charge: $2 fee if balance falls below $100 minimum (waived for students and minors)

Peak Savings

For our distinguished customers from ages 0 to 24…

• Minimum Balance Required: $25
• Interest Bearing: Yes
• Maximum Deposits: Unlimited
• Monthly Service Charge: $0
  ** Ages 0 – 24

Money Market Savings

• Minimum to Open: $1,000
• Interest Bearing: Yes
• Maximum Deposits: Unlimited
• Maximum Transactions: $5 per withdrawal over 6 withdrawals
• Monthly Service Charge: $12 fee if balance falls below $1,000 minimum
• Other: Earned tiered market interest rates apply

Certificate of Deposit

• Minimum to Open: $500
• Interest Bearing: Yes
• Other Terms: Varying interest payout options, varying interest rates, varying terms, early withdrawal penalties apply

Heath Savings Account (HSA)

Designed to help save for future medical expenses…

• Minimum Balance Required: $100
• Interest Bearing: Collected balances over $500 earn interest
• Maximum Deposits: Unlimited
• Maximum Withdrawals: $5 per withdrawal over 6 withdrawals
• Monthly Service Charge: $10 if balance falls below $100
• Other Fees: $25 set up fee for non-customers, $20 HSA Visa Debit Card application fee

Christmas Club Savings

The Christmas Club is a great way to save for holiday expenses…

• Minimum to Open: $25
• Interest Bearing: Yes
• Maximum Deposits: Unlimited (not to exceed $5000 balance)
• Maximum Withdrawals: Transfers from this account to another or third parties are not allowed
• Other Features: Automatic savings option

Vacation Club Savings

• Minimum to Open: $25
• Interest Bearing: Yes
• Maximum Deposits: Unlimited (not to exceed $5000 balance)
• Maximum Withdrawals: Transfers from this account to another or third parties are not allowed
• Other Features: Automatic savings option

Individual Retirements Account (IRA)

• Features: Tax deferred savings, terms vary, fixed or variable rate